Warmer Kiwi Homes™
Grant:Get 50% to 90% Off Your Insulation

For homes built before 2008, with the Warmer Kiwi Homes grant.

Funding checker

Step 1 of 6

6 quick questions. Free, no obligation.

Do you own and live in this home?

Takes 2 minutes. We never share your details.

  • Free assessment
  • No deposit
  • Done in a day
Warmer Kiwi Homes logoPIL Group Ltd logo

2,500+

homes insulated in the last year

Since 2012

specialising in insulation

50-year

product warranty

Interest-free

payments spread over 3 months

What is the Warmer Kiwi Homes grant?

A Government programme, run by EECA (Energy Efficiency and Conservation Authority), that pays 50% to 90% of the cost of ceiling and underfloor insulation for homeowners in pre-2008 homes.

We handle all of it, from your first call to the final clean-up.

Not covered: wall insulation, rentals, baches and business-owned homes.

Extra local funding may be available in your area.

Talk to us
Cross-section of a home with insulation in the ceiling and under the floor
Ceiling insulationUnderfloor insulationBoth covered by the grant
An Insulator assessor at the front door of a villa

Am I eligible?

You own and live in a home built before 2008

Plus one of these:

A Community Services Card or SuperGold Combo card

An address in a Warmer Kiwi Homes funding area

Ceiling already done? Your underfloor may still be funded.

Check my eligibility

How much funding can I get?

It depends on your card or your address.

Your situationGrant coversYou pay
Community Services or SuperGold Combo card90%10%
Higher-need funding area80% to 90%10% to 20%
Mid-range funding area50%50%
Outside a funding areaNot coveredSee other options

In some areas, local top-ups lower your share even further. Eligibility criteria and conditions apply.

Check my eligibility

How it works

  1. 1Check if you qualify2 minutes online
  2. 2Free assessmentBooked within 24 hours
  3. 3We apply for the grantNo forms for you to fill in
  4. 4Installed in a dayPay your share once it's done
Check my eligibility

Install dates depend on demand in your region.

With a 90% grant, you pay

10%

of the full cost. In some areas, local top-ups cover the rest.

How much will I pay?

Your share depends on your funding level, your home's size and whether you need ceiling insulation, underfloor insulation or both.

You'll get a written quote showing the full cost, the grant and your share before you sign anything. No surprise costs later.

No deposit

Pay your share once the job's done.

Interest-free payments

Spread your share over 3 months.

No hidden costs

We supply, deliver and install.

Why choose Insulator?

We deliver around 20% of all Warmer Kiwi Homes installs across the North and South Islands.

An Insulator van outside a Kiwi home
  • The whole job, not half

    Ceiling and underfloor checked, so nothing's left out.

  • We do the paperwork

    You never deal with EECA forms.

  • Quick to respond

    Free assessment booked within 24 hours.

  • Checked and tidy

    Installed to programme standards, with no mess left behind.

What insulation do we install?

We install polyester and glasswool insulation that meets Warmer Kiwi Homes programme standards, in ceilings and underfloors.

A roll of polyester insulation

Polyester insulation

Soft, non-itchy, moisture and vermin resistant. New Zealand-made.

50-year product warranty

Glasswool batts laid between ceiling joists

Glasswool insulation

Made from recycled glass, high thermal performance, cost-effective.

50-year product warranty

What Kiwi homeowners say

Read all our Google reviews

[X.X]

Google rating from [XXX] reviews

"[Short pull quote from the strongest review, under 15 words]"

"[Real Google review, 2 to 3 sentences, ideally mentioning the grant or the paperwork]"

[A][First name], [Suburb][Month 2026], [ceiling and underfloor]

"[Real Google review, 2 to 3 sentences, ideally from a SuperGold Combo card holder]"

[B][First name], [Suburb][Month 2026], [90% funded]

"[Real Google review, 2 to 3 sentences, ideally mentioning a warmer, drier home]"

[C][First name], [Suburb][Month 2026], [ceiling only]

"[Real Google review, 2 to 3 sentences, ideally mentioning the half-day install and the tidy crew]"

[D][First name], [Suburb][Month 2026], [underfloor]
Before: a ceiling space with thin, patchy insulation
Before: thin, patchy blow-in
After: the same ceiling with an even insulation blanket
After: an even blanket, edge to edge
[Video: install time-lapse, ceiling and underfloor, under 60 seconds]

[Suburb] home, 90% funded

  • [Ceiling + underfloor]installed
  • $[XXX]customer paid
  • [4] hoursinstall time
  • [X] dayscheck to install

Not eligible for the grant? You still have options

Many homes outside the grant criteria still need insulation. Get a price estimate without a site visit and spread the cost with interest-free payments.

Get a price estimate

Frequently asked questions

Who is eligible for the Warmer Kiwi Homes grant?

You may qualify if:

  • You own and live in a home built before 2008
  • You have a Community Services Card or SuperGold Combo card, or
  • Your home is in a low-to-middle income area (we can check this for you)
  • Your home needs ceiling and/or underfloor insulation (if existing insulation doesn't meet EECA standards, you may still qualify)
How much funding can I get?
  • 50% to 90% off the cost of ceiling and underfloor insulation
  • In some areas, extra community funding may reduce your cost even further, in some cases to nothing at all
What does the grant cover?
Ceiling and underfloor insulation installation.
What if my home is already partially insulated?
We can assess your current insulation. If it doesn't meet EECA standards, you may still qualify for funding.
Is the Warmer Kiwi Homes insulation free?
For most people, no. The grant covers 50% to 90% and you pay the rest. In some regions, council or community top-ups bring your share down, sometimes to zero.
Do I have to apply to EECA myself?
No. Once you complete our checker, we handle the application for you.
How long does funding approval take?
Often [within a day] once we have assessed your home.
How long does installation take?
Most installs are done in a day. You can stay home while we work.
Do I need to pay a deposit?
No. You pay your share once the installation is finished.
Does the SuperGold card qualify?
Only the SuperGold Combo card (SuperGold and Community Services Card in one). It qualifies for 90% funding at any address.
Still unsure if you're eligible?
Use our Instant Funding Checker. It takes 2 minutes, and if anything needs a closer look, our team will call you to confirm. Prefer to talk? Call 0800 777 999.

Find out in 2 minutes if you qualify

Free, no obligation, and we handle the paperwork.

The Warmer Kiwi Homes grant won't be around forever. [Urgency line: EECA to approve]

Check my eligibility

Prefer to talk? Call 0800 777 999